Payment Options and Financing

Clear jar filled with coins and the small leaf of a plant sticking up in the middle

At the Michigan Center for TMJ & Sleep Wellness, we put our patients’ health and wellbeing first. The services we offer are life-changing: our patients tell us all the time that there is a night-and-day difference in their quality of life once they start treatment. Sometimes, our treatments may even be life-saving.

And the good news is that treatment for TMJ, snoring, and sleep apnea is often very affordable. However, sometimes getting the best care may not fit in your immediate budget. We want to make sure all our patients are able to access the care they need, which is why we offer multiple payment and financing options.

Up-Front Estimates

Once we have diagnosed your condition, such as TMJ or sleep apnea, we will develop a treatment plan. Whenever possible, we will actually develop multiple treatment plans so that you can look at them and decide which plan is best for you.

Once you have a detailed estimate, you can start making plans for covering expenses. Sometimes, your treatment plan can be accomplished in phases, which can spread out the costs so they fit more easily into your budget. We’ll let you know when that’s the case, because other times treatment should proceed rapidly to protect your health.

Insurance Coverage

Insurance coverage is very inconsistent and unreliable. Insurance companies are not in the business of making you well, they are in the business of making sure you pay them, but they don’t have to pay for your care. This makes it very difficult for us to arrange for your quality care under uncertain terms of payment.

That’s why we don’t work with insurance companies. Instead, we help you work with your insurance company. We provide you with the information you need to file your claims and get compensation–though the amount is up to your insurer. You are their customer, and they are more likely to respond to you.

Up-Front Estimates

Insurance Coverage

CareCredit Financing

If your insurance company doesn’t offer coverage or is slow about providing compensation, CareCredit is a great way to bridge the gap between the treatment you need and the budget you have.

CareCredit is a special line of credit that you can use for many different kinds of health and wellness treatments. That’s right, once you’ve applied for it once, you can use it for additional treatments at our office, or for a variety of health services, such as eye care, hearing care, cosmetic surgery or dentistry, even veterinary care for your pets.

The application is easy to file and responses are typically quick. You can file it at home or we can help you file it at our office as well.

There are two basic approaches CareCredit uses for financing. No-interest plans are available if you want to pay the full amount during the allowed time period, which may be up to 24 months. Or, if you’d prefer, you can set up a monthly low-payment plan, which allows you to pay less over a longer period, perhaps as much as 60 months. They have a handy online calculator that can help you decide which option is best for you.

Click here to apply.

Get the Care You Need

We are committed to helping patients get the care they need to escape chronic pain, poor sleep, and other problems that can make life seem almost unbearable. We are prepared to work with you to do all we can to make sure you can access the best care for your conditions.

To talk to us about your options, please call (248) 480-0085 today for an appointment at the Michigan Center for TMJ & Sleep Wellness.